What Is The Fee For A $500 Visa Gift Card?

Why does my vanilla visa gift card keep getting declined?

There are a number of possible reasons why a purchase could be declined: You don’t have enough money left on your card.

You haven’t activated or registered your card.

The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider..

Is there a monthly fee for Visa gift cards?

Problem #1: Fees The fees don’t stop there. Some Visa gift cards have monthly maintenance fees after a year of inactivity, so you want to read the fine print to look for cards that say there are “no fees after purchase.” … Some banks, including U.S. Bank and TD Bank also sell Visa gift cards to their customers.

Which gift card has the highest rate 2020?

5 Gift Cards with Highest Resale ValueAmazon Gift Card. Amazon is one of the biggest companies in the world. … iTunes Gift Card. Apple and the iTunes store need no introduction. … Play Store Gift Card. Google’s Android operating system is installed on over a billion smartphones. … STEAM gift cards. … Netflix.Apr 4, 2019

How much is the activation fee for a visa gift card?

Here’s a breakdown of general purpose gift cards and their fees:Gift cardActivation feeInactivity feeAmerican Express$3.95$2.95Visa$2.95 – $6.95$2.95MasterCard$2.95 – $6.95$2.95Dec 12, 2017

How do I activate my Visa Gift Card?

You can activate your card by calling the phone number printed on it, or by going online and entering the card’s information. Once activated, you can register your card if you’d like to use it for online purchases.

What is the highest amount for a visa gift card?

$3,000MAX Visa® Reloadable Card Purchase the MAX Visa Reloadable Card for only $4.99, and load the card with as little as $25 or as much as $3,000. The maximum balance allowed on the card is $3,000.

How can I get cash from a Visa gift card?

How to convert Visa gift cards to cashUse your Visa gift card to buy other merchants’ gift cards. … Add it to your PayPal wallet. … Add it to your Venmo account. … Pay your bills with your Visa gift card. … Go to a Gift Card Exchange Kiosk to trade it in. … Sell your Visa gift card through an app. … Convert your Visa gift card to cash by selling it to a website.More items…•Jul 9, 2020

Are vanilla gift cards safe?

If a Vanilla Visa gift card is used fraudulently, the company has a bad reputation for not helping victims even after they provide a lot of information. You can contact customer support at 1-800-571-1376, but be careful about what information you share with them.

Who pays the activation fee on a Visa gift card?

A prepaid Visa activation fee is a fee that is charged to the buyer of the prepaid card to put value onto the card. It occurs when you first purchase the card. At grocery stores, it is typically a $4.95 fee on top of the amount on the gift cards.

What is the best prepaid Visa card?

The 7 Best Prepaid Debit Cards of 2021Best for Cash Reloads: American Express Serve FREE Reloads.Best for Cash Rewards: American Express Serve Cash Back.Best for Direct Deposits: Netspend Prepaid.Best for No Fees: Starbucks Rewards Visa Prepaid Card.Best for Budgeting: Akimbo Prepaid MasterCard.More items…•Jan 26, 2021

Why do Visa gift cards have an activation fee?

Companies that sell Visa gift cards, on the other hand, are in the business of making money directly from the card itself, and because they can’t mark up the price of the gift card (like a store does with a blouse or a crockpot), they charge activation fees to cover product costs.

Is there a fee for buying gift cards?

The bottom line is that retailers typically do not charge gift card fees, but bank-issued card providers do. So, if you see a Mastercard gift card with a low (or no) activation fee, for example, then review the terms on the card to see if higher-than-normal fees will be charged post-sale if the card isn’t used.

Why is my Visa gift card being declined?

Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used. … When the gift card is loaded with value (purchased), the gift card is automatically activated.

How long does it take for a visa gift card to activate?

What to Expect After You Activate a Gift Card. After you activate the gift card, it should be ready to use. I have seen some cases where a gift card issuer imposes a waiting period after purchase, meaning the gift card may not be usable for up to 24-48 hours even though it has been activated.

Can I buy a Visa gift card without paying a fee?

I’m often asked if there is any way to buy a Visa gift card without paying the activation fee or purchase charge. The answer is no. … Though you can’t avoid paying the purchase charge entirely, there are ways to save money on Visa and other open loop gift cards.

Can you buy $500 Visa gift cards?

Yes. Many drugstores sell Vanilla brand Visa and MasterCard gift cards loadable up to $500.

Which Visa gift card has no fees?

NetSpendNetSpend® Visa® Prepaid Card No Overdraft Fees on purchases using your card. Use the NetSpend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply). Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted.

How much does it cost to buy a $50 Visa gift card?

Compare with similar itemsThis item $50 Visa Gift Card (plus $4.95 Purchase Fee)$50 Mastercard Gift Card (plus $4.95 Purchase Fee)Price$5495$5495Sold ByAmazon Payments, Inc.Amazon Payments, Inc.Denomination5050FormatPlastic Gift CardsPlastic Gift Cards3 more rows

How much money can you put on a vanilla card?

The drawback is that there are usually limits to the amount you can load onto a reloadable card using Vanilla Reloads (usually around the $5,000 per month mark) as well as the fact that CVS instituted a policy to limit Vanilla Reload purchases to $1,000 per customer per day.

How much can I put on a Visa gift card?

How much money can I put on a Visa Gift Card? Visa Gift Cards can be purchased from $20 to $500. This is the balance on the Card.